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Debt Modification and Loan Arrangement Programs and Products

Viable solutions with debt modification and loan arrangments according to your financial state and nees. 

Personalized adjustment options

Can be combined with other Alpha Bank programs

Adjust your loan installment to your current financial potential

With the aim of facilitating both individual and business borrowers who are facing financial difficulties in paying off their debts, Alpha Bank Cyprus Ltd is offering viable solutions with the aim to restructure debts according to the borrower's needs and requirements.

  • Extension of the loan repayment period
  • Provision of a grace period
  • Payment of reduced loan installment
  • Rescheduling of the loan repayment plan
  • Loan Consolidation
  • Housing Loans Arrangement Plan
  • Alpha Facilitation
  • Alpha Arrangement
  • Alpha Support for Small Businesses and Retail Professionals
  • Alpha Arrangement for Small Businesses and Retail Professionals

Alpha Bank Cyprus Ltd has established the Appeals Committee which is responsible for all customer appeals regarding restructuring/ rescheduling.

The ways by which Alpha Bank customers may submit their appeals are outlined below:

Borrowers who wish to submit an appeal must do that in writing by filling out the Submission of Appeal on Restructuring Form.

The form should be completed in full, signed by the borrower, and sent with all supporting documents.

For the Submission of Appeal on Restructuring Form, press here.

The form is also available in all bank branches.

Upon receipt of any objection, the Bank is responsible for notification of receipt within twenty one (21) days and reply within two (2) months from its receipt.

In case you have any question, please contact us

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