Alpha 100 is a privileged account that offers multiple benefits to individuals who require flexibility and fast service in their daily banking transactions.

• Escalating interest rate according to the balance of your deposits.
• The interest is calculated on your daily available balance and the valid rate is applied on the total deposit amount.
  
• Ability to withdraw any amount from your account whenever you wish without any restrictions.
  
• Alpha Bank Visa Electron debit card for cash withdrawals and purchases all over the world. The debit card is provided automatically with the opening of the account with no annual fee.
  
• Chequebook for facilitating transactions without the need for cash.
  
• Free use of standing orders and direct debits for the payment of utility bills and other regular expenses.
  
• Automatic connection to Alpha Express Banking for fast and secure electronic banking transactions.
  
• Possibility of an overdraft limit according to your needs and your financial ability.
  
  

Additionally, Alpha 100 offers you preferential access to a number of other products and services as follows:

• Credit cards - they can be used for cash withdrawals and purchases all over the world, offering competitive interest rates, free travel insurance, special discounts and monthly interest-free instalments for purchases at selected shops in Greece and Cyprus.
  
• Personal/ Consumer Loans - to cover all kinds of personal needs, such as home equipment, student expenses, car purchase, etc.
  
• Housing Loans - with competitive rates and flexible repayment terms to finance the purchase of your home or to refinance your existing mortgage with better terms.
  
• Alpha Individuals Cover - an insurance program that secures the smooth repayment of credit facilities in case of permanent disability or loss of life.